Dream It. Drive It.
Our loans with competitive rates from 2.99%, will put you in the driver’s seat.
Apply for a new Auto Loan with Alternatives FCU
We offer competitive financing, a variety of terms to keep your payments low, and local approval to get you on the road fast.* Apply for a new auto loan today, or refinance your existing loan with Alternatives to lower your current rate.
Auto Loan Details
- Financing for new or used vehicles
- Competitive rates
- Affordable payment plans
- Apply to get pre-approved for better bargaining leverage
- Refinance an existing loan at a lower rate
- Local decision-making and processing
- Experienced lenders to guide you
- Detailed, attentive service from start to finish
Alternatives Federal Credit Union was born in Ithaca where the success and wellbeing of those who live in our community has always remained our top priorty. We are local—only local, focused entirely on bettering the community. We’ve always given back to the community through decades of involvement in the community since the day Alternatives FCU was born. By financing your auto loan with Alternatives FCU, we ensure your money works hard to create a stronger community in which we live—together.
*You can open a new account or apply for a loan online. If you plan to visit our branch to do so, please come a half hour before closing. **Please note that while the lobby will be open until 5:00pm all other days of the work week, we will close at 4:00pm on Wednesdays.